Home Sell,Sale my House, DC House Values, Maryland,Realtors

Sell My House / House Sale /

How to sell a house

EXIT RIGHT DREAM TEAM HELPS HOME SELLERS IN:

DC – Washington, District Of Columbia Real Estate, Communities & Areas
Georgetown DC, Anacostia ; Adams Morgan; Bloomingdale; Capitol Hill; Cleveland Park, Columbia Heights; Crestwood; DuPont Circle; Foggy Bottom, NW DC,Foxhall Community; Georgetown ; Glover Park; Hillcrest, Logan Circle; Mount Pleasant ; Petworth ; Shaw / Howard ; Greater U street Corridor, Southwest DC / New Stadium; Takoma Park ; Truxton Circle ; Woodley Park ;Ledroit Park ; Massachusetts Ave ; Mt Vernon ; Sheridian – Kalorama ; Sixteen Street ; Strivers Section ; Archeology in DC , Chinatown, Downtown,

Maryland Real Estate Page, Maryland Agents / MD Realtors & Communities &Cities
Prince Georges County – PG, Montgomery County Realtors, Anne Arundel County, Silver Spring Realtors, Bethesda, Rockville, Potomac, Accokeek Md., Annapolis Md.; Potomac Md; Baltimore County, Baltimore City Md.; Beltsville; Bladensburg Md.; Bowie Maryland; Calverton Md.; Camp Springs Md.; Capitol Heights MD; Cheverly; Clinton; College Park Md.; Colmar; Cottage City; District Heights; Edmonston Md.; Upper Marlboro, Fairmont Hgts Md; Anne Arundel County, Forestville Md; Glenarden; Glenn Dale; Greenbelt; Bethesda, Chase , Montgomery, Hyattsville Md; Indian Head; Landover Maryland; Landover Hills; Langley Park; Lanham Md; Largo Maryland; Laurel Real Estate; Mitchellville; Morningside Md; Mount Rainier; New Carrolton Md; North Brentwood; Seat Pleasant; Springdale; University Park; Upper Marlboro Maryland; Woodmore Md; St. Mary’s County; Waldorf Real Estate, Montgomery County Real Estate Agents; Waldorf; Laplata, Howard, Potomac Md. Real Estate Agents

A Quick Message from Our Team:

“Service, Commitment & Integrity, is my personal service goals to my clients. As a REALTOR, I have found this position of service to be very rewarding as it relates to achieving my clients goals. I have also come to value the relationships that I have established and now understand that those established relationships were the true value obtained. I am honored when I am asked to provide real estate services to my clients. As a Licensed Professional, my main concern is protecting and working in the best interest of my clients. I take the duty of helping my clients accomplish their real estate goals very seriously. I apply this approach to both my Home Buyer and Home Seller clients. I look forward to building my services on the satisfaction of my clients and providing the best real estate services possible, one transaction at a time!”

Shataa Whittle - Realtor (DC & Maryland) 202-276-2295 - read more about Shataa  click here...

 “For me, being a REALTOR is about more than just selling homes. It means building a relationship with my clients that is based on my expertise and respect for them, their families, their hopes and dreams. My clients can trust that I will always go that extra mile to make their real estate experience the best they’ve ever had”

 Milissa Alonso Bell - Realtor (Maryland) 301-672-3687 - read more about Milissa, click here...








SOLD “ My job is to make sure your goals are accomplished! I always work with your best interest in mind. I am confident that I can help you to achieve your real estate goals!”

Cory T. Miller - (DC & MD )Realtor –703-201-2120





Are you thinking about selling a home? Home Selling can be very challenging and time consuming in this current real estate market. However, using the assistance of a Local Real Estate professional that understands the challenges within this changing market can help you through some of the challenges that people face when they are selling a house. We can help to make sure that the experience is not as challenging by proving you with professional real estate services that will help you when selling a house. We offer proven solutions on how to sell a house which will help when you are thinking about selling a home. We are very knowledgeable about the different home selling options, home values and pricing methods, and various home selling techniques that will help to get your property sold!

If you are facing an obstacle right now and need to sell a house now, we can help you also. If you are:

• Facing Foreclosure

• Thinking about doing a Short Sale

• Need to relocate

• Want to know the value of your home

• or any other home selling information

We can help! If you have said or though the words “I need to Sell My House”, “How much is my house worth" or, "How do I sell a house", We can help you to figure out the best solutions possible to help you sell your home!

Our combined experience, dedication and strong communication will provide you with the tools needed to get your home sold! You'll receive that with our team and we are here for you and will help ensure the successful and profitable sale of your home. We will work hard to make sure that you have the Local Advantage over your neighbors, Internet Advertising making sure that your house is exposed to the growing demand of internet real estate shoppers, Email Campaigns to contact area REALTORS and our coombined contacts of nearly 1,000 home buyers looking in areas similar to yours, and most of all a Personal face to face approach to assure that buyer contacts are pursued and not tossed aside.

We are here to help you to accomplish your goals. We are The EXIT RIGHT REALTY DREAM TEAM and we are dedicated to making sure that we help you to accomlish your real estate goals!

Banks Keep an Eye Out for Short-Sales Fraud

Short-sale fraud totals $310 million annually and the average amount of fraud is $41,000 per transaction, according to real estate research firm CoreLogic’s 2010 short-sale research study.



"The best way to mitigate fraud risk and unnecessary loss is through a collaborative effort where lenders collectively share pre-closing and post-closing information,” says Craig Forcardi, senior research director, consumer lending at The Tower Group.



CoreLogic concluded:



The number of short sales in the market has more than tripled since 2008, with the estimated annual volume at 400,000.

Over half (55.8 percent) of all short sales occur in just four states (California, Florida, Texas, and Arizona).

Approximately 4 percent of short sales have a subsequent resale within 18 months.

Investor-driven short sales are not inherently bad. Investors provide the industry with necessary liquidity.

Short sale transactions may be deemed risky to the lender when either the second sale amount is vastly higher than the short sale amount, and/or the two sale transactions are executed within a very short window of time.

Approximately one in every 53 (1.9 percent) short-sale transactions was part of an egregious flip and therefore deemed risky.

NAR: Homeownership, Stable Communities Linked

Home owners are more active in their communities, benefit from improved education opportunities, and report higher levels of self-esteem and happiness when compared to renters, according to leading research. A new report from the NATIONAL ASSOCIATION OF REALTORS®, Social Benefits of Homeownership and Stable Housing, explores the impact of stable housing and the positive social outcomes resulting from homeownership.



“Homeownership is in investment in your future – home is where we make memories, build our lives and feel comfortable and secure,” said Vicki Cox Golder. “Owning a home has long-standing government support in this country because homeownership benefits individuals and families, strengthens our communities, and is integral to our nation’s economy.”



NAR’s study identifies research from government, industry, and academia that identified the relationship between homeownership and stable communities. Home owners move far less frequently than renters, and therefore are embedded into the same neighborhood and community for a longer amount of time. This allows for social cohesion, ultimately resulting in social benefits and stronger communities.



“REALTORS® care as much about keeping families in their homes as they do about helping them find the home of their dreams,” said Golder. “Social benefits do not arise solely from ownership, but also from greater housing stability and social ties associated with less frequent moves among home owners.”



Several research studies cited in the NAR report have found that homeownership has a significant impact on educational achievement. For instance, the decision by teenage students to stay in school is higher for those raised by parents who are homeowners compared to those whose parents are renters. Access to economic and educational opportunities are also more prevalent in neighborhoods with high rates of homeownership. Furthermore, studies have shown that changing schools frequently due to moving impacts negatively a child’s educational outcome.



Civic participation is another social benefit resulting from homeownership and stable housing. Home owners are proven to be more politically active and are more likely to vote in local elections compared to renters. In addition, homeowners have a higher membership in voluntary organizations.



Studies have shown that home owners are more likely to believe that they can do things as well as anyone else, and they self-report higher ratings on their physical health. “The research shows that home owners report higher self-esteem and happiness than renters, resulting in better overall health, both physically and psychologically,” said Golder.



When it comes to property, home owners have more invested both financially and emotionally. Property crimes affect home owners directly, but nonviolent property crimes can impact the property values of the entire neighborhood. Therefore, home owners are more motivated to deter crime by forming and implementing voluntary crime-prevention programs. In addition, it is easier for home owners to recognize perpetrators in stable neighborhoods because of extensive social ties. Unstable neighborhoods often display social disorganization which can lead to higher levels of crime.



Along with protecting their home and neighborhood from crime, home owners spend more time and money maintaining their home than renters. Neighbors also influence other home owners to improve their property, resulting in a better overall quality of the community.



“Homeownership certainly contributes to positive social outcomes, but those outcomes are truly a result of stable housing communities,” said Golder. “With strong social ties and a cohesive community, home owners can enjoy not only the long-term financial benefit of owning a home, but also a more satisfying life – which is what’s really at the heart of the American Dream.”

Low Rates Finally Spark Refinancings

Mortgage lenders have seen refinancing demand rise as the 30-year fixed rate tumbled to 4.4 percent — the lowest level in the nearly 40 years that Freddie Mac has tracked the statistic.



However, experts say borrowers who would benefit most from a refi likely will not qualify for new loans due to income cuts, unemployment, low credit scores, or insufficient equity. Borrowers who already refinanced in the last 18 months, along with borrowers whose adjustable-rate loans are ready to reset, will account for most of the refi activity; and many will move into shorter-term mortgages to more quickly repay their debt.

The Worst Is Over, Some Experts Conclude

With housing recovering slowly, most economists predicted in a recent survey that it will take at least five years for average home prices to climb back to the levels they commanded in 2006.



This year, some hard-hit areas may see another dip, but properties values will most likely rise.



"Softness in the summer months will be followed by firming conditions and momentum as the year unfolds and the economy strengthens," says Robert Denk, an economist for the National Association of Home Builders.

Four Proposals for Reforming Fannie and Freddie

The government is wrestling with what to do about Fannie Mae and Freddie Mac, which have needed a combined $148 billion since the government bailed them out two years ago.



There are many ways to restructure the system. Here are four that have the most support:



1. Fully private system. Eliminate Fannie and Freddie and let private lenders take over. The problem is that the market for mortgage securities issued without government backing is small – perhaps, nonexistent.

2. Semi-private system. Dissolve Fannie and Freddie and turn their function over to private companies that would pay for the right to issue government-backed mortgage securities. Small banks don’t like this plan because it would inevitably increase the role of the largest banks.

3. Hybrid system. Fannie and Freddie would compete against other companies that would also issue government-backed mortgage securities.

4. Government-run system. Fannie and Freddie would become part of the government. This is unpopular because it would expand the ballooning federal debt.

Restore Your Credit

If you have ever had some issues that have affected your credit score, I know you must want to know how to restore your credit. Different financial difficulties that can cause your score to drop would include :

• Loss of income (job loss, divorce, death)
• Emergency and/or unexpected expenses (medical expenses, etc.)
• Poor Money Management( overspending, compulsive buying, purchasing things you cant afford)
• Defective goods and services (car repair, house repair, etc..)
• Fraudulent use of your credit card ( identity theft)

Always remember the warning signs of credit issues:

• Inability to pay your bills on time
• Paying late fees
• Difficulty deciding which bills to pay each month
• Forced into using credit cards for routine purchases for which you would normally make with cash or checks
• Spending more than 20% of your monthly net income to pay back credit cards and other loans, not including mortgage
• Borrowing money to make payments on existing loan obligations
• Frequently at near or over your credit card limit
• Paying only minimum payment due on your credit cards bills
• Paying bills late or putting off necessary things, like visits to the doctor, because you don't have enough money

We found this information and thought we would share this with you. As always, we hope you find this information to be beneficial to you. If you want to know more about your credit, we cover credit information in our Home Buying Seminars, be sure to attend one. Look at the top right hand corner of this site for the next date, time, and location of our next New Home Buyer Seminar.

Thanks for reading our blog,


Contributions to this post was made by Freddie Mac & Fannie Mae - Credit Smart

Credit Scores

Factors That Influence Your Credit Score

Did you know that credit scores are statistical models that evaluate your individual credit risks by comparing credit info about you to other people? Credit scores are used today to help speed up the loan approval process. This score is a snapshot based on current information in your report. It does not last forever. Below are some factors that influence your credit score:

1. Your Payment History
2. The amount of debt you owe
3. How long you have been using credit
4. How often you've applied for new credit and taken on new debt
5. The types of credit you currently use, such as credit cards, retail accounts, installment loans, finance company accounts and mortgages.

Did you know that your income was not a factor in calculating your credit score?

You can obtain a copy of your FICO credit score online by going to www.myfico.com

Ways to Improve Your Credit Score

1. Pay your bills consistently on time
2. Check your credit report and correct any errors immediately
3. Keep credit card balances low
4. Apply for credit cards you need ONLY
5. Pay off debt rather than transfer to a new card
6. Establish credit and use it WISELY!

Be sure to continue to check back on our blog, we are always posting information that we think would help families to Achieve The American Dream!

Feel free to contact us, we are always holding New Home Buying Seminars...we would love for you to join us, check back for the next seminar we will be holding.

Talk to you soon!